Make faster, more accurate fraud decisions using recaptured data from criminal communities.
In a market saturated with anti-fraud and identity verification tools, even the most sophisticated programs are missing insights into data circulating the criminal underground that is allowing criminals to evade detection and perpetrate account takeover, identity fraud, and new account fraud.
SpyCloud Identity Risk Engine provides what no other anti-fraud and identity verification solutions can: actionable, predictive fraud risk assessments based on breach data and malware-stolen credentials, recaptured from the criminal underground using human intelligence (HUMINT).
Identify consumers whose data has been harvested by malware, including browser fingerprints that enable criminals to impersonate them.
Detect anomalies within a customer’s information indicating that the identity is
fake, stolen, or constructed using sensitive data available on the criminal underground.
Determine which customers are at the highest risk of account takeover due to exposed credentials, bad password hygiene, and other key risk indicators.
We could have avoided manual review for 76% of the orders we tested with Identity Risk Engine.
SpyCloud turns recaptured data into your greatest defense.
Identity Risk Engine enhances the power of existing fraud prevention solutions by drawing on the world’s largest database of recaptured data from the criminal underground to illuminate which customers are at highest risk of account takeover, new account fraud, and synthetic identity fraud.
SpyCloud is the only provider using recaptured data for fraud prevention, delivering actionable analytics that can be used to drive faster, more accurate fraud decisions. SpyCloud constantly recaptures and analyzes new data from the criminal underground, including credentials and personal information exposed by third-party data breaches, combolists, and malware-infected devices.
I would include Identity Risk Engine anywhere immediately after inputting an email address. If we executed SpyCloud prior to some of the other checks that didn’t catch this activity, you become a cost-saver because those other steps are usually more expensive.
Enroll New Clients, Not Criminals
Protect Profits & Reduce Friction
FIs must must strike a balance between prevention controls and fraud mitigation while ensuring a quality customer experience. Our report delves into a new framework for understanding the risk that each individual consumer presents at key points in their journey.
How can merchants best balance the customer experience and fraud prevention? Our report offers a new approach for merchants to differentiate between low- and high-risk customers.
On-Demand Webinar: A detailed look at how Identity Risk Engine turns recaptured data into a clear fraud signal that complements your existing control framework.
Stop fraud that stems from malware infections, breach data, and bad actors logging in with real customers’ browser fingerprints.