PRODUCT: COMPROMISED CREDIT CARD API

Detect Stolen CREDIT Card Data
Before It’s Used for Fraud

Traditional card monitoring only alerts after fraud occurs. SpyCloud provides preemptive protection by detecting compromised credit card data, gift cards, and loyalty cards siphoned from malware-infected devices – giving issuers a chance to act before criminals can.

HOW IT WORKS

Pre-fraud intelligence to stop payment fraud

Credit cards, gift cards, and loyalty cards exposed on the dark web put financial institutions and retailers at risk. SpyCloud provides financial institutions, payment processors, and retailers early visibility into compromised cards exfiltrated via malware before criminals can monetize them.

With the SpyCloud Compromised Credit Card API, you can query your own BIN(s) to proactively scan issued cards for dark web compromise, and remediate exposures before criminals take advantage – protecting customer trust, your time, and your brand.

Uncover issued card exposures
Match against SpyCloud’s darknet data to detect credit, gift, and loyalty card data compromised by infostealer malware
Prevent financial losses
Act quickly on compromised cards to reduce fraud losses
Protect your brand

Uphold account integrity by proactively re-issuing cards exfiltrated by malware infections

“If your brand is important and you want to protect consumer data, you have to get SpyCloud.”

TRUSTED BY HUNDREDS OF GLOBAL INDUSTRY LEADERS

EXPLORE OTHER PRODUCTS

Get broader fraud protection

SpyCloud gives financial institutions and retailers a leg up against ATO and fraud. Combine the Compromised Credit Card API with other SpyCloud products for proactive protection.

Consumer ATO Prevention

Stop automated and targeted account takeover by taking action on exposed consumers and credentials

Investigations

Improve the outcomes of investigations into financial crimes, platform abuse, and more

Consumer Session Identity Protection

Stop session hijacking by detecting stolen authentication cookies

Next steps

Don’t wait for fraud – remediate compromised payment cards with the ultimate pre-fraud solution.
Get a demo today.

SpyCloud Compromised Credit Card Data API FAQs

The SpyCloud Compromised Credit Card Data API returns compromised credit card, gift card, and loyalty card records from a query of 6 character BIN(s) and is delivered via a RESTful API with JSON output. Since we deliver this data via a RESTful API, the system(s) that requests and receives the data is highly flexible to the customer ecosystem.

Retail issued cards (credit, gift, or loyalty) must be numbers only, no characters – with a minimum of 12 digits and a maximums of 28 digits – in order to be able to use this API.

The customer system or users can query the endpoint with one or multiple (up to 10 at a time) BINs and receive all matched credit card, gift card, and loyalty card records (with CC numbers returned as SHA1 hash). These records are from when SpyCloud first published to the most recent published.

SpyCloud recaptured billions of stolen assets from the criminal underground, enabling organizations to leverage the data criminals know about their business before it can be used to perpetrate fraud. The difference between SpyCloud and other tools is that SpyCloud detects pre-fraud indicators based on credit card, gift card, and loyalty card exposures, whereas other feeds detect fraud after it has already been committed.

There are many best practices for preventing credit card, gift card, or loyalty card fraud, but at SpyCloud we recommend that card-issuing financial institutions and retailers proactively monitor for stolen card information so they can shut down and reissue cards before criminals use the compromised card numbers to commit fraud.

The SpyCloud Compromised Credit Card API product is priced in tiers based on the number of BINs you’d like to query. Please contact us for pricing.