USE CASE: FRAUD PREVENTION

Shift Fraud Prevention Upstream
To Catch Risk Sooner

Fraud doesn’t begin at the transaction. It starts the minute a user’s identity is compromised. SpyCloud pipes compromised credentials, cookies, and PII into your application and risk models, letting you cut down false positives and stop account takeover, session hijacking, synthetic identities, and fraud without extra friction.

Outsmart fraudsters with identity-centric exposure intelligence

Most anti-fraud solutions focus on what users do. SpyCloud focuses on what’s already happened to them. By identifying users whose identities are actively being exploited or sold on criminal marketplaces, we facilitate real-time, decisive action – with minimal friction for legitimate users.

Spot high-risk users automatically

Detect exposed credentials, session tokens, and PII tied to users exposed in a third-party breach, malware infection, or phishing attack

Stop fraud without frustrating low-risk users

Require step-up authentication or block transactions to stop potential fraudsters – and let low-risk users interact friction-free

Reduce investigation burden

Enrich investigations with identity exposure data to accelerate pattern recognition, streamline attribution, and resolve cases faster

Layer identity intelligence into every stage of the user lifecycle

Your fraud strategy is only as strong as your weakest checkpoint. SpyCloud enhances fraud prevention and investigation at every stage of the user journey – from the moment a new account is created to the resolution of a fraud incident. By layering identity exposure intelligence into each touchpoint, you can spot threats earlier, adapt defenses in real time, and streamline investigations without compromising user experience.

STAGE

ACCOUNT CREATION

TRANSACTION ATTEMPT

POST-FRAUD INVESTIGATION

RISK WITH LEGACY TOOLS

Bad actors register with synthetic identities or previously exposed credentials

Fraudsters perpetrate ATO via reused credentials or session hijacking

Fraudsters bypass weak or static controls

Your team is plagued with manual, slow, low-fidelity workflows

WITH SPYCLOUD

Flag high-risk signups using breached, malware-exfiltrated and successfully phished identity data

Detect exposed credentials and require step-up authentication; detect stolen cookies and terminate active sessions

Enrich real-time risk models to trigger step-up auth or block risky transactions

Accelerate attribution with identity-linked breach and malware exposure intelligence

EXPLORE MORE PRODUCTS

Turn exposure intelligence into your fraud defense

Consumer ATO Prevention

Stop automated and targeted account takeover with holistic identity intelligence that flags exposures

Fraud Investigations

Connect exposed identity data to fraud activity to uncover patterns and close cases faster

Consumer Session Identity Protection

Stop next-gen ATO by terminating sessions tied to stolen customer cookies

We have continually found the data to be fresh, actionable and updated in near real time allowing for an ever increasing protection of our customer base.

TRUSTED BY HUNDREDS OF GLOBAL INDUSTRY LEADERS

EXPLORE WHO USES SPYCLOUD

Defenders
we help

SpyCloud empowers fraud prevention teams to stay ahead of cybercriminals by turning identity exposure into action.

Digital identity teams

Enhance identity verification and access decisions with exposure data to detect risky users before they log in

CIAM teams

Strengthen identity assurance with dark web signals to trigger smarter authentication and access decisions

Risk & trust teams

Improve user risk assessments and reduce false positives with malware-exfiltrated data and stolen session intelligence

Fraud investigators & analysts

Accelerate attribution and close cases faster with deep context on how exposed identity elements connect to fraud patterns

Next steps

Don’t let someone else’s breach become your ATO fraud problem

SpyCloud integrates with your existing stack to extend fraud signals, enhance identity risk scoring, and deliver measurable impact. Stop reacting and start predicting today.